Back in 2017 when I first moved to NYC, I had no idea the education I was about to get. I think it’s a given that no matter how prepared you think you are for NYC, it’s still going to backhand you and blow smoke in your face.  Dave and I were feeling good about our move and feeling very confident in our apartment hunt. We thought we could afford a halfway decent apartment in a nice neighborhood. Yeah, we were wrong. Once you factor in utilities and other expenses, things are more expensive than you realize. Not to mention we just couldn’t find a building that would allow three…